Slovakia Mortgages

Our property services in Slovakia Sim Property delivers a full range of Slovak property services, from rentals & property management to resales. We actively cover Bratislava, Zilina, Kosice and beyond with our own offices & staff. Contact us for more about our full range of Slovak property services.

The mortgage market in Slovakia has improved over the last few years and whilst not being quite as developed as the Czech mortgage market it is still one of the better mortgage markets in Central and Eastern Europe.
We see mortgages in Slovakia continuing to improve over the coming years.

Highlights of the Slovak mortgage market

• 70-90% LTV finance is possible
  
• interest rates typically between 5 - 7%
  
• 30 year terms possible
  
• upfront costs 1.0%
  
• mortgages available for self-employed persons
  
• refinance is available
  
• currently interest only mortgages are not available
  

Competition amongst the banks is not so high thus products still have some way to advance. 100% LTV is possible from one bank.
Obtaining mortgages for multiple properties is not a given, and some investors choose to buy property through a company and take out a corporate loan.
It is possible to get a Slovak mortgage as a self-employed non-resident, however, the process can take a little longer.

Please contact us for a mortgage quote.