Poland Property - Buyers Guide

Complete property services in Poland

Sim Property delivers a full range of Polish property services, from rentals & property management to resales.
We actively cover Warsaw, Krakow, Wroclaw, Katowice, Poznan, Lodz and beyond with our own offices & staff.
Contact us for more about our full range of Polish property services.

POLAND PROPERTY - BUYING PROCESS

Buying Polish Property on the primary market (offplan)

Choose your apartment
Engage lawyer (who will arrange the contracts and perform checks)
Pay legal fees
Sign reservation contract and pay reservation monies (sometimes this step is missed out goes straight to step 5)
Sign Future Purchase contract and pay deposit monies (minus reservation monies). It is important to have this notarised in the land registry.
Around 4-6months before completion arrange a mortgage (if required)
Sign Purchase contract (with lawyers help) and pay remaining monies (perhaps with mortgage help)

Buying Polish Property on the secondary market (resale)

The process is broadly similar to the above, except that there is usually only a reservation contract and no future purchase contract.
Also, if you require a mortgage you may need to perform the process more quickly (eg within 2 months).

POLAND PROPERTY - BUYING COSTS

Poland has medium level of buying costs.

Some costs to consider are:

Taxes & notary fees: around 2-3%
Legal fees: typically 1,000 - 1,500 Euro

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