Poland Mortgages
Complete property services in Poland
- Sim Property delivers a full range of Polish property services, from
rentals &
property management to
resales.
- We actively cover Warsaw, Krakow, Wroclaw, Katowice, Poznan, Lodz and beyond with our own offices & staff.
- Contact us for more about our full range of Polish property services.
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Since joining the EU in 2004 the mortgage market in
Poland
has improved considerably, particularly in 2007.
We expect this trend to continue over the coming years.
Highlights of the Polish mortgage market
- 90% LTV finance is possible (70-80% LTV is typical)
- interest rates typically between 3.5 - 5% (euros) & 8.5% (PLN)
- 30 year terms possible
- upfront costs 1-2%
- mortgages available for self-employed persons
- refinance is available
- currently interest only mortgages are not readily available
Given the banks are more used to dealing with foreigners the mortgage application process
has become easier, though it is still advisable to allow sufficient time to get your mortgage.
Due to the credit crisis mortgage conditions have become slightly more restrictive than in the past.
Please contact us for a
mortgage quote.
